APA (7th ed.) Citation

MOHD Bakhari Ismail. (2001). Factors most important in encouraging and discouraging consumer adoption of internet banking. University of Luton.

Chicago Style (17th ed.) Citation

MOHD Bakhari Ismail. Factors Most Important in Encouraging and Discouraging Consumer Adoption of Internet Banking. [ ]: University of Luton, 2001.

MLA (9th ed.) Citation

MOHD Bakhari Ismail. Factors Most Important in Encouraging and Discouraging Consumer Adoption of Internet Banking. University of Luton, 2001.